Fund&Grow's Business Credit Card Stacking Membership

Whether you're launching a new business or scaling an existing one, Fund&Grow simplifies the process of accessing flexible, credit-based capital, without turning to high cost financing. Our 12 month coaching program helps business owners apply for and secure up to $250,000 in business credit cards, issued by major and regional banks. Specializing in targeting 0% introductory offers to strategically extend access to 0% interest for longer terms than the advertised terms through the card stacking process, often over 18 months.

0% business credit cards are ideal for covering everyday business expenses without pledging collateral, giving up equity, or submitting complex financials. 

Even if a vendor doesn’t accept credit cards directly, we provide strategies on how to use third party tools to cover business expenses like inventory, marketing, contractors, payroll, and more. All while reaping the benefits of cash or travel points on the cards.

Our team works closely with you through a strategic credit card stacking method, designed to help you access high credit limits while optimizing the 0% interest periods. You'll receive a personalized plan, hands on application support, and step by step guidance to ensure you make the most of your new credit.

With over 30,000 clients served and $1.9 billion in total credit secured, our coaching program is a proven pathway to growth, averaging $25 million in new credit obtained monthly for our clients.

Introductory 0% Interest - Access business credit cards that come with introductory 0% APR offers for purchases and/or balance transfers. During your membership, we will teach you card stacking strategies to maximize your access to 0% interest, often for 18+ months.

Built to Minimize Impact on Personal Credit - While applications may result in credit inquiries on your personal credit, most business cards don't reflect on your personal credit profile when kept in good standing.

Flexible Use of Credit for Business Expenses - Use your available business credit for a wide range of needs, including inventory, marketing, vendor payments, tools, subscriptions, and more. Even if your vendors don’t accept credit cards directly, we’ll show you how to work with third party services to cover key expenses, including contractor payments and real estate purchases.

Unsecured Business Credit-No Collateral Required - There’s no need to pledge your assets or give up equity. These are unsecured business credit cards—you retain full control of your business, with no liens or ownership obligations.

Up to $250,000 of Unsecured Business Cards - Many in the program obtain up to $100,000+ in the first 60 days, and up to $250,000 over the course of 12 months, depending on the strategic approach and individual credit worthiness. Clients may request to limit the number of applications or credit to approach.

Corporate Credit Building (Optional FREE DIY Program) - Our optional corporate credit education program teaches you how to establish and grow a business credit profile separate from your personal credit. Non-recourse credit in the form of net 30, 60 and 90 day corporate accounts. This can often open doors to additional funding opportunities over time.

12 Months One-on-One Coaching (Including A Secondary Applicant). Work directly with our expert team to create a personalized funding strategy and improve your overall credit worthiness. You can also include one partner or co-applicant to maximize your total funding potential.

Up to $250,000 in Business Credit - Individualized Strategic Support. Through our strategic credit card stacking process, we help you apply for and obtain multiple high limit business credit cards from major and regional banks. This is a fully managed, done with you experience built to teach and guide you every step of the way.

Advanced Growth Strategies to Optimize Your Future Batches of Credit. We provide guidance on how to maintain and manage your new business cards and profile so you’re in the best possible position to qualify for future funding rounds.

Corporate Credit Education Program (Optional DIY Add-On). Learn how to establish business credit that reports to corporate credit bureaus like Dun & Bradstreet. While results vary, this program can help you begin building non-personally guaranteed credit accounts over time. Fund&Grow provides educational support only and does not issue credit directly.

Step-by-Step Guidance on Leveraging Business Credit. Learn how to use your business credit in flexible ways, including covering vendor payments or sending wire transfers via third-party services (note: processing fees may apply).

Business Entity Formation & Tax ID Setup. We assist you in obtaining an EIN (Tax ID), helping to set the foundation for future credit-building. While we guide you on strategy that aligns with your individual situation, Fund&Grow does not guarantee specific approval outcomes based on entity type or industry.

LLC Creation. We provide educational resources in incorporating your day-to-day LLC to get you set-up for receiving maximum business and corporate credit.

Card Management Resources. Gain access to our best practices and resources for maintaining your new accounts. We provide tools to track your 0% offers, terms, and conditions. All within your secure client portal.